Which insurance type is generally associated with workplace injuries?

Worker's Compensation Insurance is specifically designed to cover injuries that employees may sustain while performing their job duties. This type of insurance provides benefits for medical expenses, lost wages, and rehabilitation costs related to workplace injuries. It plays a crucial role in protecting both employees and employers; employees receive necessary care and compensation without the need for litigation, while employers receive liability protection, as this insurance typically limits their exposure to lawsuits related to workplace injuries.

In contrast, auto insurance is primarily focused on liabilities and damages arising from motor vehicle accidents, health insurance is aimed at covering medical expenses for healthcare needs unrelated to employment, and casualty insurance encompasses a broader range of risks, such as theft or legal liability, but does not specifically target workplace injuries. Thus, Worker’s Compensation Insurance is the most appropriate choice when it comes to addressing workplace-related injuries.